Wealth destruction Faster than Wealth Creation

You may think that it is true in general sense but i can prove in mathematically.

Say for example you invested 100 rupees and you lost 25 rupees 

Now you loss is 25% and the net available amount is 75 rupees

Now to grow 75 rupees to 100 rupees, you need to grow it at the rate 33.33%.

So if your Portfolio is down by 25% don’t think that you need to grow by 25% but you need to grow by 33 %

Now this is even more important if you are paying Fees for managing Funds(Mutual Funds, ULIPs, etc.). Below is a table given computing the returns taken just as fees over a period of time(assumed managing fee of 2%)

years	% return required
1	2.03
2	4.09
3	6.19
4	8.34
5	10.53
6	12.76
7	15.05
8	17.37
9	19.75
10	22.17